Advanced Fraud Detection
PosNova uses a multi-layered defense system to identify and prevent fraudulent transactions before they impact your business. Our algorithm combines raw technical heuristics with generative AI behavioral analysis.
Layer 01: Identity Heuristics
The first line of defense checks data integrity during checkout. This happens in milliseconds and catches the majority of automated bot attacks.
Email Integrity
Checks against 5,000+ disposable providers. High-risk scores are assigned to non-reputable domains.
Velocity Monitoring
Tracks transaction spikes from specific IPs/Emails. Triggers immediate rate-limiting.
Layer 02: AI Behavioral Profiling
Leveraging Gemini 1.5 Flash, PosNova performs deep intent classification by analyzing relationship patterns across order data points.
Pattern Recognition
The AI detects subtle inconsistencies, such as high-value electronics orders placed via legacy browsers from high-risk redirect zones using guest profiles.
Risk Narrative
Generates a plain-language explanation for every flag, helping administrators understand exactly why a transaction was categorized as fraudulent.
Operational Risk Levels
Score: 0-29
Standard processing.
Score: 30-59
Periodic verification.
Score: 60-84
Manual review required.
Score: 85+
Automated block.
Privacy by Design
All intelligence checks are performed using non-PII data where possible. Personal data is encrypted end-to-end throughout the entire risk assessment lifecycle.
Global Protocol Rev 14